AmeriServ Financial, Inc

(NASDAQ:ASRV)

$2.77

Created with Raphaël 2.1.287-100100
STRONG BUY

Latest On AmeriServ Financial, Inc (ASRV):

About AmeriServ Financial, Inc (ASRV):

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to co read more...mmercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates through a network of 16 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland; and operates 17 automated bank teller machines. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania.

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General

  • Name AmeriServ Financial, Inc
  • Symbol ASRV
  • Type Common Stock
  • Exchange NASDAQ
  • Currency USD
  • Country USA
  • SectorFinancial Services
  • IndustryBanks-Regional
  • Full Time Employees 299
  • Last Split Factor3:1
  • Last Split Date1998-08-03
  • Fiscal Year EndDecember
  • IPO Date1990-03-27
  • Gic SectorFinancials
  • Gic GroupBanks
  • Gic IndustryBanks
  • Gic SubIndustryRegional Banks
  • Web URLhttp://www.ameriserv.com
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Valuation

  • Trailing PE 16.26
  • Price/Sales (Trailing 12 Mt.) 1.21
  • Price/Book (Most Recent Quarter) 0.61
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Financials

  • Most Recent Quarter 2020-12-31
  • Profit Margin 9%
  • Operating Margin 13%
  • Return on Equity 5%
  • Revenue 50.27 million
  • Earnings Per Share $0.27
  • Revenue Per Share $2.95
  • Gross Profit 50.27 million
  • Quarterly Earnings Growth 10.9%
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Highlights

  • Market Capitalization 74.92 million
  • PE Ratio -14.65
  • Analyst Target Price $5.19
  • Book Value Per Share $6.12
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Share Statistics

  • Shares Outstanding 17.07 million
  • Shares Float 14.49 million
  • % Held by Insiders 1005%
  • % Held by Institutions 43.74%
  • Shares Short 148165
  • Shares Short Prior Month 148553
  • Short Ratio 0.5
  • Short % of Float 1%
  • Short % of Shares Outstanding 1%
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Technicals

  • Beta 0.91
  • 52 Week High $4.43
  • 52 Week Low $2.29
  • 50 Day Moving Average 3.83
  • 200 Day Moving Average 3.23
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Dividends

  • Forward Annual Dividend Rate $0.1
  • Forward Annual Dividend Yield 2.35%
  • Payout Ratio 45%
  • Dividend Date 2021-02-22
  • ExDividend Date 2021-02-05
  • Dividend Per Share $0.1
  • Dividend Yield 4.17%
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$0.03$0.03$0.03$0.02$0.02$0.01$0.01$0.01$0.01$0.00$0.00AmountQ4/2021Q4/2021Q1/2022Q1/2022Q2/2022Q2/2022Q3/2022Q3/2022Q4/2022Q4/2022Q1/2023Q1/2023Q2/2023Q2/2023Q3/2023Q3/2023Q4/2023Q4/2023Q1/2024Q1/2024Q2/2024Q2/2024Q3/2024Q3/2024Date

AmeriServ Financial, Inc (ASRV) Dividend Calendar:

AmeriServ Financial, Inc pays an annual dividend of $0.1 per share, with a dividend yield of 4.17%.
ASRV's last dividend payment was made to shareholders on February 22, 2021.
AmeriServ Financial, Inc pays out 45% of its earnings out as a dividend.

AmeriServ Financial, Inc (ASRV) Earnings History:

Companies typically report earnings on both a quarterly and annual basis. Earnings reported that deviate from analysts' expectations can have a large impact on a stock's price.


AmeriServ Financial, Inc (ASRV) Company Financial Statements:

Financial statements are reports prepared by a company's management to present their financial performance and position at a point in time. A general-purpose set of financial statements usually includes a balance sheet, income statements, and statement of cash flows.

Income Statement:
Date
Research Development
Income Before Tax
Selling General Administrative
Gross Profit
Ebit
Operating Income
Income Tax Expense
Total Revenue
Cost of Revenue
Total Other Income Expense Net
Net Income From Continuing Operations
Net Income Applicable to Common Shares
Cash Flow:
Date
Investments
Change to Liabilities
Total Cash Flow from Investing Activities
Net Borrowings
Total Cash Flow from Financial Activities
Change to Operating Activities
Change in Cash
Total Cash from Operating Activities
Depreciation
Other Cash Flow from Investing Activities
Change to Inventory
Change to Account Receivables
Other Cash Flow from Financing Activities
Change to Net Income
Capital Expenditures
Balance Sheet:
Date
Total Liabailities
Total Stockholder Equity
Other Current Liabilities
Total Assets
Common Stock
Other Current Assets
Retained Earnings
Other Liabilities
Other Assets
Cash
Total Current Liabilities
Other Stockholder Equity
Property, Plant & Equipment
Total Current Assets
Long Term Investments
Net Tangible Assets
Short Term Investments
Long Term Debt
Inventory
Accounts Payable

AmeriServ Financial, Inc (ASRV) Chart:

AmeriServ Financial, Inc (ASRV) News:

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AmeriServ Financial, Inc (ASRV) Options:

A stock option is a contract between two parties in which the stock option buyer (holder) purchases the right (but not the obligation) to buy/sell 100 shares of an underlying stock at a predetermined price from/to the option seller (writer) within a fixed period of time.

Latest ASRV Trades:

AmeriServ Financial, Inc (ASRV) SEC Filings:

An SEC filing is a financial statement or other formal document submitted to the U.S. Securities and Exchange Commission (SEC). Public companies, certain insiders, and broker-dealers are required to make regular SEC filings.

AmeriServ Financial, Inc (ASRV) Insider Transactions:

Here you will find a list of insider trading activities (stock purchases, sales, and option exercises) reported by insiders of AmeriServ Financial, Inc (ASRV). Company insiders might sell their shares for any number of reasons, but they buy them for only one: they think the price will rise.
Insider Ownership: 1005%
Institutional Ownership: 4374%