Latest On X Financial (XYF):
| Date/Time | Type | Description | Signal | Details |
|---|---|---|---|---|
| 2024-05-09 06:13 EST | Dividend | A dividend of $0.17 has been announced on Mar 26, 2024. It will be paid May 31, 2024 with an ex-dividend date of May 9, 2024. | Neutral |  |
| 2023-09-18 06:11 EST | Dividend | A dividend of $0.17 has been announced on Aug 31, 2023. It will be paid Oct 18, 2023 with an ex-dividend date of Sep 18, 2023. | Neutral | |
| 2023-05-26 21:38 EST | News | X Financial 2023 Q1 - Results - Earnings Call Presentation | N/A | |
| 2023-05-25 16:56 EST | News | X Financial Non-GAAP EPADS of $0.91, revenue of $146.3M | N/A | |
| 2023-05-25 16:56 EST | News | X Financial (XYF) Q1 2023 Earnings Call Transcript | N/A | |
| 2023-05-25 02:48 EST | News | X Financial GAAP EPS of $0.14, revenue of $146.33M | N/A | |
| 2023-04-01 07:12 EST | News | X Financial (XYF) Q4 2022 Earnings Call Transcript | N/A | |
| 2023-03-30 23:57 EST | News | X Financial Non-GAAP EPS of RMB5.22, revenue of RMB955.64M | N/A | |
| 2022-11-17 16:18 EST | News | X Financial Non-GAAP EPADS of $0.61, revenue of $125.8M | N/A | |
| 2022-11-17 16:17 EST | News | X Financial (XYF) Q3 2022 Earnings Call Transcript | N/A | |
| 2022-11-16 23:54 EST | News | X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M | N/A | |
| 2022-09-30 12:36 EST | News | X Financial increases share repurchase program to $20M | N/A | |
| 2022-08-10 11:14 EST | News | X Financial (XYF) Management on Q2 2022 Results - Earnings Call Transcript | N/A | |
| 2022-08-09 16:57 EST | News | X Financial Non-GAAP EPS of $0.56, revenue of $123.1M | N/A | |
| 2022-08-09 16:57 EST | News | X Financial 2022 Q2 - Results - Earnings Call Presentation | N/A | |
| 2022-05-25 10:22 EST | News | X Financial 2022 Q1 - Results - Earnings Call Presentation | N/A | |
| 2022-05-24 12:00 EST | News | X Financial GAAP EPADS of $0.43, revenue of $140.14M | N/A | |
| 2022-05-24 11:59 EST | News | X Financial (XYF) Management on Q1 2022 Results - Earnings Call Transcript | N/A | |
| 2022-05-06 17:26 EST | News | U.S. officials arrive in China for talks on auditing U.S.-listed Chinese companies | N/A | |
| 2022-04-01 01:27 EST | News | X Financial's (XYF) Q4 2021 Results - Earnings Call Transcript | N/A | |
| 2022-04-01 01:27 EST | News | X Financial 2021 Q4 - Results - Earnings Call Presentation | N/A | |
| 2022-03-31 05:47 EST | News | X Financial Non-GAAP EPS of $0.52, revenue of $129.2M | N/A | |
| 2022-03-31 05:47 EST | News | X Financial GAAP EPS of RMB2.64, revenue of RMB823.4M | N/A | |
| 2021-11-23 15:44 EST | News | X Financial (XYF) Management on Q3 2021 Results - Earnings Call Transcript | N/A | |
| 2021-11-23 15:44 EST | News | X Financial 2021 Q3 - Results - Earnings Call Presentation | N/A | |
| 2021-08-11 15:00 EST | News | X Financial's (XYF) Management on Q2 2021 Results - Earnings Call Transcript | N/A | |
| 2021-08-10 18:49 EST | News | X Financial 2021 Q2 - Results - Earnings Call Presentation | N/A | |
| 2021-07-22 17:09 EST | News | X Financial appoints new President | N/A | |
| 2021-07-22 17:07 EST | News | X Financial 2021 Q1 - Results - Earnings Call Presentation | N/A | |
| 2021-07-22 17:07 EST | News | X Financial (XYF) on Q1 2021 Results - Earnings Call Transcript | N/A | |
| 2021-07-22 17:07 EST | News | X Financial rallies on 71% growth in Q1 unaudited revenue | N/A | |
| 2021-07-22 17:07 EST | News | X Financial and Carver Bancorp among financial gainers, AMTD International the only loser | N/A | |
| 2021-07-22 17:07 EST | News | X Financial and Vericity among financial gainers, Washington Prime Group leads losers | N/A | |
| 2021-07-22 17:06 EST | News | Trinity Place Holdings leads financial gainers, X Financial and Nam Tai Property among losers | N/A | |
| 2021-07-22 17:06 EST | News | Nam Tai Property leads financial gainers, Carver Bancorp and X Financial among losers | N/A | |
| 2021-04-26 14:26 EST | News | X Financial (XYF) Management on Q4 2020 Results - Earnings Call Transcript | N/A | |
| 2021-03-31 15:04 EST | News | CLF, CHWY, OCGN and LCTX among premarket gainers | N/A | |
| 2020-12-05 10:41 EST | Financials | Company financials have been released. | Neutral | |
| 2020-12-04 06:27 EST | Financials | Company financials have been released. | Neutral | |
| 2020-12-03 17:46 EST | News | X Financial regains compliance with NYSE | N/A | |
| 2020-12-03 10:35 EST | Financials | Company financials have been released. | Neutral | |
| 2020-12-02 13:53 EST | News | X Financial reports Q3 results | N/A | |
| 2020-12-02 13:52 EST | News | X Financial's (XYF) Management on Q3 2020 Results - Earnings Call Transcript | N/A | |
| 2020-12-02 13:52 EST | News | X Financial 2020 Q3 - Results - Earnings Call Presentation | N/A | |
| 2020-11-27 00:47 EST | Financials | Company financials have been released. | Neutral | |
| 2020-11-18 23:33 EST | Stock Split | A stock split has occured on Nov 19, 2020 with a split factor of 1:3. | Neutral | |
| 2020-10-08 21:09 EST | Financials | Company financials have been released. | Neutral | |
| 2020-10-04 15:26 EST | Financials | Company financials have been released. | Neutral | |
| 2020-09-26 16:39 EST | Financials | Company financials have been released. | Neutral | |
| 2020-09-17 09:19 EST | Financials | Company financials have been released. | Neutral | |
About X Financial (XYF):
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan product is Xiaoying credit loan, which consists of Xiaoying card loan catering to the credit card holders and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
General
- Name X Financial
- Symbol XYF
- Type Common Stock
- Exchange NYSE
- Currency USD
- Country USA
- SectorFinancial Services
- IndustryCredit Services
- Full Time Employees 693
- Last Split Factor1:3
- Last Split Date2020-11-19
- Fiscal Year EndDecember
- IPO Date2018-09-18
- Gic SectorFinancials
- Gic GroupDiversified Financials
- Gic IndustryConsumer Finance
- Gic SubIndustryConsumer Finance
- Web URLhttp://www.xiaoyinggroup.com
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Valuation
- Trailing PE 5.84
- Price/Sales (Trailing 12 Mt.) 0.81
- Price/Book (Most Recent Quarter) 0.4
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Financials
- Most Recent Quarter 2020-09-30
- Profit Margin -27%
- Return on Assets -4%
- Return on Equity -14%
- Earnings Per Share $0.81
- Revenue Per Share $0
- Gross Profit 1.39 billion
- Quarterly Earnings Growth -34.5%
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Highlights
- Market Capitalization 253.07 million
- Analyst Target Price $1.7
- Book Value Per Share $3.22
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Share Statistics
- Shares Outstanding 53.5 million
- Shares Float 15.49 million
- % Held by Insiders 26%
- % Held by Institutions 1.42%
- Shares Short 23236
- Shares Short Prior Month 7539
- Short Ratio 0.1
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Technicals
- Beta 0.74
- 52 Week High $5.9
- 52 Week Low $1.43
- 50 Day Moving Average 3.3
- 200 Day Moving Average 2.42
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Dividends
- Forward Annual Dividend Rate $0.1
- Forward Annual Dividend Yield 10.53%
- Dividend Date 2020-11-19
- ExDividend Date 2019-04-04
- Dividend Per Share $0.1
- Dividend Yield 3.44%
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X Financial (XYF) Dividend Calendar:
X Financial pays an annual dividend of $0.1 per share, with a dividend yield of 3.44%.
XYF's last dividend payment was made to shareholders on November 19, 2020.
| Ex-Dividend Date | Payment Date | Record Date | Declared Date | Amount |
|---|
X Financial (XYF) Earnings History:
Companies typically report earnings on both a quarterly and annual basis. Earnings reported that deviate from analysts' expectations can have a large impact on a stock's price.
| Quarter Date | Report Date | Actual Revenue | Reported EPS | EPS Estimate | Deviation from Estimate |
|---|---|---|---|---|---|
| 2020-09-30 | 2020-12-02 | $N/A | -$0.30 | ||
| 2020-06-30 | 2020-09-30 | $337.83 million | -$0.31 | $0.10 | -410.9% |
| 2020-03-31 | 2020-06-30 | $N/A | -$0.91 | $0.11 | -927% |
| 2019-12-31 | 2020-03-31 | $558.39 million | -$0.52 | $0.11 | -571.55% |
| 2019-09-30 | 2019-11-20 | $108.43 million | $0.45 | $0.24 | 88.33% |
| 2019-06-30 | 2019-08-18 | $106.86 million | $0.89 | $0.22 | 306.64% |
| 2019-03-31 | 2019-05-20 | $112.69 million | $0.69 | $0.76 | -9.29% |
| 2018-12-31 | 2019-03-18 | $25.03 | $0.78 | $0.24 | 224.04% |
| 2018-09-30 | 2018-11-19 | $2.56 million | $0.36 | $0.47 | -24.39% |
X Financial (XYF) Company Financial Statements:
Financial statements are reports prepared by a company's management to present their financial performance and position at a point in time. A general-purpose set of financial statements usually includes a balance sheet, income statements, and statement of cash flows.
Income Statement:
| Date | Sep 30 2020 | Jun 30 2020 | Mar 31 2020 | Dec 31 2019 | Sep 30 2019 |
|---|---|---|---|---|---|
| Research Development | N/A | N/A | N/A | N/A | N/A |
| Income Before Tax | N/A | -387.79 million | N/A | 11.5 million | 20.15 million |
| Selling General Administrative | N/A | 586.87 million | N/A | 486.24 million | 76.04 million |
| Gross Profit | N/A | N/A | N/A | N/A | 8.34 |
| Ebit | N/A | N/A | N/A | N/A | 4.73 |
| Operating Income | N/A | N/A | N/A | N/A | 4.73 |
| Income Tax Expense | 1.58 million | N/A | -31.15 million | -65.75 million | 2.86 million |
| Total Revenue | N/A | 337.83 million | N/A | 558.39 million | 108.43 million |
| Cost of Revenue | N/A | N/A | N/A | N/A | 9.45 |
| Total Other Income Expense Net | N/A | N/A | N/A | N/A | -1.62 |
| Net Income From Continuing Operations | N/A | -343.62 million | N/A | 79.67 million | 18.4 million |
| Net Income Applicable to Common Shares | -113.02 million | N/A | -196.34 million | 79.67 million | 18.4 million |
Balance Sheet:
| Date | Sep 30 2020 | Jun 30 2020 | Mar 31 2020 | Dec 31 2019 | Sep 30 2019 |
|---|---|---|---|---|---|
| Total Liabailities | N/A | 4.23 billion | N/A | 3.93 billion | 3.38 billion |
| Total Stockholder Equity | N/A | 3.89 billion | N/A | 4.37 billion | 4.2 billion |
| Other Current Liabilities | 345.68 million | N/A | N/A | N/A | 5.21 |
| Total Assets | N/A | 8.12 billion | N/A | 8.3 billion | 7.58 billion |
| Common Stock | 201000 | N/A | 201000 | 201000 | 200000 |
| Other Current Assets | 3.11 billion | N/A | N/A | N/A | 40.59 |
| Retained Earnings | 658.16 million | 771.19 million | 1.11 billion | 1.31 billion | 1.19 billion |
| Other Liabilities | 3.31 billion | N/A | 2.63 billion | 3.2 billion | 2.38 billion |
| Other Assets | 617.04 million | N/A | 568.35 million | 553.17 million | 401.94 million |
| Cash | N/A | 2.18 billion | N/A | 1.01 billion | 930.98 million |
| Total Current Liabilities | 1.07 billion | N/A | N/A | N/A | 20.51 |
| Other Stockholder Equity | 50.49 million | N/A | 79.22 million | 67.1 million | 59.85 million |
| Property, Plant & Equipment | 13.12 million | N/A | 18.03 million | 20.14 million | 22.34 million |
| Total Current Assets | 7.17 billion | N/A | N/A | N/A | 140.16 |
| Long Term Investments | N/A | 301.45 million | N/A | 292.14 million | 289.71 million |
| Net Tangible Assets | 3.71 billion | N/A | 4.18 billion | 4.33 billion | 4.16 billion |
| Short Term Investments | N/A | N/A | N/A | N/A | N/A |
| Long Term Debt | N/A | N/A | N/A | 17.48 million | 30042.66 |
| Inventory | N/A | N/A | N/A | N/A | N/A |
| Accounts Payable | N/A | N/A | N/A | N/A | N/A |
X Financial (XYF) Chart:
X Financial (XYF) News:
Below you will find a list of latest news for X Financial (XYF) from major news sources. You can filter the results to only show news from a specific source.
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X Financial (XYF) Options:
A stock option is a contract between two parties in which the stock option buyer (holder) purchases the right (but not the obligation) to buy/sell 100 shares of an underlying stock at a predetermined price from/to the option seller (writer) within a fixed period of time.
| Expiration Date | Strike | Last Price | Type | Volume | Open Interest | Implied Volatility | In The Money | Change | Change Percent |
|---|
X Financial (XYF) SEC Filings:
An SEC filing is a financial statement or other formal document submitted to the U.S. Securities and Exchange Commission (SEC). Public companies, certain insiders, and broker-dealers are required to make regular SEC filings.
| Date | Form Type | Form Name | Link |
|---|---|---|---|
| 2020-06-29 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920078027/0001104659-20-078027-index.htm |
| 2018-09-11 | UPLOAD | SEC-generated letter | https://www.sec.gov/Archives/edgar/data/1725033/000000000018028104/0000000000-18-028104-index.htm |
| 2018-09-13 | CERT | Certification | https://www.sec.gov/Archives/edgar/data/1725033/000087666118000987/0000876661-18-000987-index.htm |
| 2018-09-10 | F-1/A | Registration statement for certain foreign private issuers | https://www.sec.gov/Archives/edgar/data/1725033/000104746918006076/0001047469-18-006076-index.htm |
| 2018-09-12 | F-1/A | Registration statement for certain foreign private issuers | https://www.sec.gov/Archives/edgar/data/1725033/000104746918006156/0001047469-18-006156-index.htm |
| 2018-09-17 | F-1/A | Registration statement for certain foreign private issuers | https://www.sec.gov/Archives/edgar/data/1725033/000104746918006246/0001047469-18-006246-index.htm |
| 2018-09-17 | FWP | Filing under Securities Act Rules 163/433 of free writing prospectuses | https://www.sec.gov/Archives/edgar/data/1725033/000104746918006252/0001047469-18-006252-index.htm |
| 2018-09-19 | 424B4 | Prospectus [Rule 424(b)(4)] | https://www.sec.gov/Archives/edgar/data/1725033/000104746918006293/0001047469-18-006293-index.htm |
| 2018-08-28 | CORRESP | Correspondence | https://www.sec.gov/Archives/edgar/data/1725033/000110465918053917/0001104659-18-053917-index.htm |
| 2018-09-10 | CORRESP | Correspondence | https://www.sec.gov/Archives/edgar/data/1725033/000110465918055938/0001104659-18-055938-index.htm |
| 2018-09-12 | CORRESP | Correspondence | https://www.sec.gov/Archives/edgar/data/1725033/000110465918056337/0001104659-18-056337-index.htm |
| 2018-09-12 | 8-A12B | Registration of securities [Section 12(b)] | https://www.sec.gov/Archives/edgar/data/1725033/000110465918056338/0001104659-18-056338-index.htm |
| 2018-09-17 | CORRESP | Correspondence | https://www.sec.gov/Archives/edgar/data/1725033/000110465918057053/0001104659-18-057053-index.htm |
| 2018-09-17 | CORRESP | Correspondence | https://www.sec.gov/Archives/edgar/data/1725033/000110465918057054/0001104659-18-057054-index.htm |
| 2018-09-20 | 424B3 | Prospectus [Rule 424(b)(3)] | https://www.sec.gov/Archives/edgar/data/1725033/000110465918057716/0001104659-18-057716-index.htm |
| 2018-10-23 | S-8 | Securities to be offered to employees in employee benefit plans | https://www.sec.gov/Archives/edgar/data/1725033/000110465918063412/0001104659-18-063412-index.htm |
| 2018-11-16 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465918068921/0001104659-18-068921-index.htm |
| 2018-11-19 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465918069214/0001104659-18-069214-index.htm |
| 2018-11-23 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465918069676/0001104659-18-069676-index.htm |
| 2019-01-10 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919001435/0001104659-19-001435-index.htm |
| 2019-01-11 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919001550/0001104659-19-001550-index.htm |
| 2019-02-14 | SC 13G | Statement of acquisition of beneficial ownership by individuals | https://www.sec.gov/Archives/edgar/data/1725033/000110465919008267/0001104659-19-008267-index.htm |
| 2019-02-14 | SC 13G | Statement of acquisition of beneficial ownership by individuals | https://www.sec.gov/Archives/edgar/data/1725033/000110465919008277/0001104659-19-008277-index.htm |
| 2019-02-14 | SC 13G | Statement of acquisition of beneficial ownership by individuals | https://www.sec.gov/Archives/edgar/data/1725033/000110465919008279/0001104659-19-008279-index.htm |
| 2019-02-14 | SC 13G | Statement of acquisition of beneficial ownership by individuals | https://www.sec.gov/Archives/edgar/data/1725033/000110465919008298/0001104659-19-008298-index.htm |
| 2019-02-15 | SC 13G | Statement of acquisition of beneficial ownership by individuals | https://www.sec.gov/Archives/edgar/data/1725033/000110465919008979/0001104659-19-008979-index.htm |
| 2019-03-18 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919015654/0001104659-19-015654-index.htm |
| 2019-03-18 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919015655/0001104659-19-015655-index.htm |
| 2019-04-25 | 20-F | Annual and transition report of foreign private issuers [Sections 13 or 15(d)] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919023556/0001104659-19-023556-index.htm |
| 2019-05-20 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919030601/0001104659-19-030601-index.htm |
| 2019-05-24 | SC 13G | Statement of acquisition of beneficial ownership by individuals | https://www.sec.gov/Archives/edgar/data/1725033/000110465919031766/0001104659-19-031766-index.htm |
| 2019-08-19 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919046436/0001104659-19-046436-index.htm |
| 2019-10-11 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919053760/0001104659-19-053760-index.htm |
| 2019-11-20 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465919065917/0001104659-19-065917-index.htm |
| 2019-12-19 | SC 13D | General statement of acquisition of beneficial ownership | https://www.sec.gov/Archives/edgar/data/1725033/000110465919074019/0001104659-19-074019-index.htm |
| 2020-01-17 | SC 13G/A | Statement of acquisition of beneficial ownership by individuals | https://www.sec.gov/Archives/edgar/data/1725033/000110465920004891/0001104659-20-004891-index.htm |
| 2020-02-10 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920012802/0001104659-20-012802-index.htm |
| 2020-04-27 | 6-K/A | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920051248/0001104659-20-051248-index.htm |
| 2020-04-27 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920051692/0001104659-20-051692-index.htm |
| 2020-04-28 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920051900/0001104659-20-051900-index.htm |
| 2020-05-28 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920066620/0001104659-20-066620-index.htm |
| 2020-06-04 | 20-F | Annual and transition report of foreign private issuers [Sections 13 or 15(d)] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920069741/0001104659-20-069741-index.htm |
| 2020-06-29 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920078027/0001104659-20-078027-index.htm |
| 2020-08-20 | 6-K | Report of foreign issuer [Rules 13a-16 and 15d-16] | https://www.sec.gov/Archives/edgar/data/1725033/000110465920097301/0001104659-20-097301-index.htm |
| 2020-10-06 | SC 13D/A | General statement of acquisition of beneficial ownership | https://www.sec.gov/Archives/edgar/data/1725033/000110465920112364/0001104659-20-112364-index.htm |
| 2018-09-18 | EFFECT | Notice of Effectiveness | https://www.sec.gov/Archives/edgar/data/1725033/999999999518002401/9999999995-18-002401-index.htm |